CHES Special Risks Inc. is a Insurance Wholesale / Intermediary established in 2004 to address the then difficult market conditions relating to the hospitality business.

CHES Special Risks Inc. is a RIBO Registered company in Ontario and also Registered in Alberta with the Alberta Insurance Council.

We offer coverage for various classes and types of hospitality related operations – All Lines, including Property, Crime , Liability and Machinery Breakdown.

We are Approved @ Lloyds as Coverholders and provide coverage through our MGA agreement with Echelon General Insurance Company. We also have a contract with Aviva Insurance Company of Canada to offer Machinery Breakdown and a "Family Restaurant" Program.

We are Canadian Hospitality Establishment Specialists but we are also able offer coverage in the following areas:

1. Terrorism Insurance
2. EXCESS General LIABILITY
3. JEWELLERS BLOCK
4. Commercial General Liability - for a wide variety of exposures (excluding U.S. Based Operations, Employees and/or Locations)
5. Access to the International Market for Specialized Insurance Products, Foreign risks, Etc.
6. New - Pleasurecraft Program designed to compete with the existing specialty markets.
   Broader Coverage, Competitive terms and ability to consider Blue Water Vessels on a World Wide Basis.

The eligibility and benefits of each are outlined on the linked pages.

We pride ourselves in offering excellent service, knowledgeable and experienced underwriting, competitive terms and commission.

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