CHES Special Risks Inc. is a Insurance Wholesale / Intermediary established in 2004 to address the then difficult market conditions relating to the hospitality business.

CHES Special Risks Inc. is a RIBO Registered company in Ontario.

We offer coverage for various classes and types of hospitality related operations – All Lines, including Property, Crime , Liability and Machinery Breakdown.

We are Approved @ Lloyds as Coverholders. We also have a contract with Aviva Insurance Company of Canada to offer Machinery Breakdown and a "Family Restaurant" Program.

We are Canadian Hospitality Establishment Specialists but we are also able offer coverage in the following areas:

1. Terrorism Insurance
2. JEWELLERS BLOCK
3. Commercial General Liability - for a wide variety of exposures (excluding U.S. Based Operations, Employees and/or Locations)
4. Access to the International Market for Specialized Insurance Products, Foreign risks, Etc.

The eligibility and benefits of each are outlined on the linked pages.

We pride ourselves in offering excellent service, knowledgeable and experienced underwriting, competitive terms and commission.

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