CHES Special Risks Inc. collects, uses and discloses (or may have collected, used and disclosed) personal information for the following purposes:
the communication with Insurance Brokers and Companies and other customers
the underwriting of policies
the evaluation of claims
the evaluation of claims
the analysis of business results
purposes required or authorized by law
Personal information means information about an identifiable individual, but does not include the name, title or business address or telephone number of an employee of an organization. The type of personal information that we collect, use and disclose are:
Names and addresses of policyholders
Details of insured risks
Details of insurance coverage
Details of losses suffered by policyholders in connection with claims
Financial information in connection with the Premium Payment Plan
Medical information related to certain claims
For the purposes identified, personal information may be disclosed to us and related or affiliated organizations or companies, their agents/brokers, and to certain non-related or unaffiliated organizations or companies. Individuals about whom personal information has been collected by CHES Special Risks Inc. should know that:
personal information is safeguarded with appropriate security measures
upon written notice to CHES Special Risks Inc., access will be given to the individual's personal information except as otherwise provided by law
the accuracy and completeness of personal information held by us may be challenged by written notice to the address shown below
we will change any personal information that has been successfully challenged except as otherwise provided by law
consent to CHES Special Risks Inc. collecting, using or disclosing personal information may be withdrawn subject to
legal or contractual obligations and on reasonable notice. However, withdrawal may result in a requested product or service not being provided