Landlord Insurance

Whether your Clients property is freehold or leasehold, we have their Insurance covered. In addition to standard cover such as escape of water and fire, our policies can provide a range of additional, specialist cover.

Landlord buildings and contents cover

We have a range of buildings and contents cover available to your Clients via our panel of Insurers. This can be extended, at additional premium, to cover your Client for escape of water, accidental damage, fire and more. Malicious damage can also be covered if required.

Loss of rent cover

If something happens to your Clients property such as a fire, their property may become uninhabitable for their tenants. Which of course means - they’re likely to lose out on some rent. If their property is uninhabitable due to an insured peril, we can find your Client cover for this.

Wide range of tenant categories covered

As tenants come in all shapes and circumstances, we can find your Client a suitable policy. We can cover professionals, students, asylum seekers, local authority placements and even apartments and boarding houses.

Tenant referencing and background checks for Landlords

Referencing is an essential process when your Clients are letting out their Investment property. Knowing exactly who is moving into your Clients property will help them to make an informed decision about the tenants they choose and who better to trust than Canada’s market leading referencing provider.

Finding the right tenants can be tricky... with our fast and thorough checks, your Client can rest assured that with a CHES Special Risk provided reference, your Clients have done as much as they can to make sure they have the best possible tenants in their property.

With over 10 years experience CHES Special Risk gives your Client peace of mind with a reference.

CHES Special Risk will provide your Client with a Criminal Record and Credit Reference Check by clicking the following link:

The best part is that upon renewal, we will refund the cost of one reference check against the renewal of your Clients policy.

Property Portfolios

We reward experienced landlords with reduced rates but we also reward landlords with more than one property. Insuring all your Clients properties under one policy allows you to save on administration costs and receive discounts for every property your Clients add.

Landlord Coverage Criminal & Credit Referencing Check Credit Bureau Inquiries FAQ

CHES is a proud member of the Ontario Landlords Association

Members can enjoy a 10% discount