The CHES Special Risk Inc. SPECIE team has many years’ expertise in arranging specialist cover for Jewellers, Furriers and Pawnbrokers and can offer a complete package specially designed to meet your clients needs with competitive commission rates.

The CHES Special Risk facility is underwritten at Lloyd’s of London who are an internationally recognized specialist insurer in this class of business worldwide.

We can cover:

  • JEWELLERY WHOLESALERS & RETAILERS
  • JEWELLERY MANUFACTURERS & REPAIRERS
  • PAWN BROKERS
  • ANTIQUE DEALERS
  • ART GALLERIES & DEALERS
  • CHEQUE CASHERS
  • CASH IN TRANSIT
  • BUREAU DE CHANGE
  • FINE ART & JEWELLERY AUCTION HOUSES

Our specialist JB policy wording is tailored to your clients’ requirements and can include:

Stock, Goods in Trust and Money Including cover for hold ups, snatch and grabs, sleight of hand, sales persons whilst away from the premises, parcels sent by post or courier, mysterious disappearance and defective title.
Material Damage Includes cover for buildings, tenants improvements, contents (including fixtures and fittings), computers, personal effects of staff, laptops and company mobile phones.

Business Interruption Covering loss of profits as a result of an insured loss under the Stock, Goods in Trust and Money or Material Damage covers.

Extensions can include:

  • Denial of Access
  • Public Utilities
  • Disease, Infestation and Public Sanitation
  • Additional Increased Costs of Working

Personal accident (assault)
Personal accident cover for bodily injury to staff if assaulted as a result of theft or attempted theft

 

Comprehensive General Liability
Protection for negligent loss or damage to third parties and their property Products Liability Protection arising from the liability for goods sold

 

Employers Liability
Protection for negligent injury to employees sustained during the course of their employment

 

Terrorism
Professional Indemnity
Protection for errors in valuations

 

Employee Dishonesty
Cover for loss of stock as a result of dishonest or fraudulent acts by staff

With capacity in house for limits in excess of CAD$10,000,000 for stock and CAD$5,000,000 CGL, we are confident that we will be able to respond to your clients needs.

Want to know more?

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