Overview
CHES provides Commercial Auto Physical Damage Insurance Canada solutions designed for fleets, owner‑operators, long‑haul trucking and local delivery. Our physical damage coverage protects trucks, tractors and trailers against collision, upset, fire, theft, vandalism, and other insured physical damage events.
Backed by underwriters who understand transportation and heavy industry, we help brokers place commercial vehicle physical damage insurance efficiently—across all provinces, including strong support for commercial vehicle insurance Alberta markets.
Where applicable, we can also address provincial DCPD considerations alongside core physical damage terms.
Coverage Highlights
All - risk physical damage for scheduled units (trucks, tractors and
trailers).- Practical extensions, including loss of use, towing, debris removal
and other operational necessities.
- Supporting single unit and fleet owners needing commercial vehicle
damage insurance.
Why CHES
Active binding authority programs with clear driver/abstract requirements that streamline placement for brokers.
National underwriting network with deep expertise in transportation risks.
Fast quote turnaround and strong market access for APD business across Canada.
Bring us your next auto physical damage insurance Canada, commercial vehicle, or truck and trailer physical damage insurance submission—we’ll help you place it with confidence.
Contact our underwritersUs