CHES Special Risk Inc. announced the launch of their restaurant program with unique & innovative product mix.

‘As a restaurant owner you’ll have many other things on your mind without worrying about the possible risks involved with the business. Anything from damage or theft from your premises, expensive claims because of an employee being injured within their premises, or a customer getting sick can spark a claim that can have damaging effects on a restaurants daily operations if they don’t have adequate Restaurant Insurance in place’ said Douglas Everett, President of CHES Special Risk Inc.

‘Because owning or operating a restaurant has many potential risks, having a professionally underwritten and personalized businessinsurancepolicyensuresyourClients are financially protected even if the worst were to happen, at CHES Special Risk, our personalized business insurance policies are designed to allow our Brokers to add, remove, increase or decrease all areas of their Clients insurance policy. They will be able to tailor a bespoke Restaurant Insurance policy which has all of the essential cover they need in one simple business insurance policy, from Covering the buildings, contents and stock, we can also provide protection for specific needs, including:

  • loss of licence
  • business interruption
  • public liability
  • employers’ liability
  • deterioration of frozen food and stock
  • glass
  • goods in transit


CHES Special Risk Inc. was established as a Managing General Agent and Wholesale broker in 2004, in response to broker demand to a hardening marketplace, commencing with a particular specialty in the entertainment and hospitality business, later becoming a fully accredited Lloyd’s coverholder in 2009. CHES Special Risk are a fully Independent MGA delivering “A” rated capacity both in the hard to place, and standard lines classes and support their retail brokers in growing and developing their businesses.

Additional information regarding CHES Special Risk can be found at: