Contractors face numerous risks from construction sites, legal and regulatory laws and transferred liability from general contractors. Small businesses are especially susceptible to risk, and WITHOUT adequate insurance coverage, they may be exposed to bankruptcy and closure. Regardless of the size of the business, owning insurance is vital for the long-term survival of any business.

CHES Special Risk is a leader in providing Small Contractor Insurance since 18 years in Canada.

CHES Special Risk’s expert underwriters can provide a tailored policy that gives realistic cover at the right price for:

  • Carpenters
  • Flooring
  • gypsum like small contractors

Highlights of CHES Special Risk Small Contractor product offering:

  • The replacement cost coverage for the tool floater is on items up to 3 years old
  • Coverage limits of up to CAD$5,000,000 are available, and can offer through the Wrap-ups 12 or 24 months Completed Operations coverage
  • CGL extensions for Faulty workmanship, materials, and design.

Stop Searching – Start Finding Insurance Solutions. Contact one of our #ChampionsForBrokers underwriting experts today!

Contactors Insurance is CHES Special Risk’s core product and most widely purchased. Their long-term involvement in this specialist area providing tailored solutions is what sets CHES Special Risk apart. Our highly collaborative process of curating the right insurance leverages the knowledge and experience of our team and their diversity of thought, skills, and competencies.

Google Reviews

My experience working with Ches and specifically Alex Blair Johns has been first class. In the midst of a hardening market, Ches has demonstrated to me that they are a partner committed to serve the Brokerage community and its Clients by positioning themselves as a solutions oriented leader.

James Asaad

Over all it's a very good company. I have brought Life science insurance from them and I am very much happy with them.

Richard Harris

CHES is a company that cares about the development of its employees and ensures that it brings real added value to its customers!

Francois Chretien