CHES Special Risk is pleased to announce it is now offering brokers and their clients exclusive access to Errors & Omissions insurance for miscellaneous professional risks.

We have access to some new markets from Lloyd’s of London that are exclusive to us,” said Gary Hirst, President and CEO of CHES Special Risk. “This allows us to offer E&O insurance for a whole range of industries which are difficult to place in Canada.”

This product, which is already available through brokers, is for industries including but not limited to: fork lift training, photography, recruitment consultants, event planners, interior designers, tour operators, social media consultants, property managers, trade associations, health & safety inspectors, shipping and freight consultants, and forestry consultants.

Ashley Scandlan, CHES Special Risk Senior Underwriter, said many businesses providing consultancy services are underinsured due to lack of knowledge of their risk exposures.

For any business selling its knowledge as a service there is an E&O exposure,” Scandlan said. “Coverage for such businesses is often subpar and we are finding that people are unaware they have E&O exposures.”

She said while the coverage is available to over 100 different industries, key notable areas for which this program does very well are recruitment consultants, photographers, and event planners.

She added that one of the key differentials of this product is its relatively low premiums.

That is what is great and different about our product,” Scandlan said. “Premiums are lower than competing market places so businesses can get the coverage they need.”

To find out more about our Miscellaneous Professional Risks Errors & Omissions product and how a CHES Special Risk policy can better respond to your client’s needs, please speak to your CHES underwriter or email us at