Construction Insurance

Overview

CHES Special Risk supports owners, contractors, and developers with construction solutions designed for real‑world timelines, evolving project scopes, and on‑site exposures. Whether you’re placing builders risk insurance Ontario or arranging COC insurance for national or multi‑site clients, we offer flexible options across single‑project, blanket, and large‑scale construction needs.

Our underwriting team brings deep experience across Canadian construction classes, helping brokers secure practical coverage for new builds, renovations, infrastructure projects, tenant improvements, and complex wrap‑up structures.

Coverage Highlights

  • iconBuilders Risk / Course of Construction (COC insurance) for new construction, renovations, additions, and rebuilds.
  • iconBlanket COC options ideal for developers or contractors with multiple active sites or ongoing project schedules.
  • iconWrap‑Up Liability providing project‑wide protection for all participating contractors, subcontractors, and stakeholders.
  • iconSupport for brokers needing tailored builders risk insurance Ontario solutions with fast turnaround.
construction insurance

Why CHES Special Risk

01

Fast, pragmatic underwriting decisions

with escalation pathways for unique or complex project requirements.

02

National underwriting network

supporting brokers coast‑to‑coast.

03

Quick quote turnaround

backed by strong market access and flexible capacity.

FAQ’s

Construction insurance in Canada is a type of coverage that protects building projects against property damage, liability claims, and financial losses during construction, renovation, or installation work.

Builders risk insurance covers structures under construction, including materials, supplies, and partially completed work, against risks such as fire, theft, vandalism, and certain weather-related damage.

Builder's risk insurance costs depend on project value, location, duration, construction type, and risk exposure. Larger or more complex projects typically require higher premiums.

Contractors, subcontractors, developers, builders, and property owners involved in construction or renovation projects typically need construction insurance to manage risks and meet contractual requirements.

Yes, construction insurance can cover renovation projects, including structural upgrades, additions, and tenant improvements. Coverage depends on project scope, value, and underwriting requirements.

Construction liability insurance covers third-party bodily injury, property damage, and legal costs arising from construction activities and job site operations.

Hard-to-place construction risks include high-value builds, complex projects, unusual construction methods, or projects already in progress. These often require specialty underwriting solutions.

Brokers can place construction risks by submitting project details such as scope, value, timeline, contractor experience, and prior losses to help insurers assess and quote efficiently.

We’re ready to help you place your next COC insurance or builders risk insurance Ontario risk with confidence.

Send your construction submission
Contact
Us