CHES Special Risk (“we”, “us”, or “our”) uses cookies and similar technologies on www.chesspecialrisk.ca to provide functionality, measure performance, and manage preferences. This policy explains what is collected, how consent is handled under Quebec’s Law 25, and how you can manage or revoke it.
Cookies are small text files placed on your device when you visit a website. They help the site remember preferences, support essential functions, analyze usage to improve experience, and (with consent) enable optional functionality such as analytics or language preference retention.
Under Quebec’s Law 25, clear and informed consent is required before collecting or processing personal information that is not strictly necessary. This includes any cookies or mechanisms that collect IP-related, behavioral, or analytic data. We capture your choice regarding non-essential cookies and respect it; essential cookies required for core operation are exempt from opt-out.
| Cookie Name | Purpose | Provider | Duration |
|---|---|---|---|
| _ga | Analytics tracking (disabled if not consented) | 2 years | |
| session_id | Session management (essential) | CHES Special Risk | Session only |
| cookie_consent | Remembers your cookie preferences | CHES Special Risk | 12 months |
| lang_pref | Stores language preference (e.g., French/English) | CHES Special Risk | 12 months |
You can change or withdraw consent at any time by clearing cookies in your browser settings (e.g., Chrome, Firefox, Safari) or using any “Manage Cookies” control provided on the site. If you withdraw consent for non-essential cookies, analytics and targeting features will be disabled going forward.
Visitors identified as browsing from Quebec (e.g., via IP-based logic) are offered the option to view the site in French. This preference can be saved via a cookie and changed by the user at any time.
Some functionality may rely on third-party services (e.g., analytics or hosting) which may set their own cookies. These are only utilized to the extent permitted by your consent, and their cookie usage is subject to their respective policies.
You have the right to request access to, correction of, or deletion of personal information collected through cookies or other means. To make such a request, contact us at: QuoteMeHappyToronto@CHESspecialrisk.ca. We will respond within a reasonable timeframe as required by applicable law.
We implement administrative, technical, and physical safeguards to protect personal information. Data transmitted or stored in connection with preferences is handled over secure (HTTPS) channels.
We may update this Cookie Policy from time to time. Changes will be posted here with an updated “Last updated” date. Continued use of the site after updates constitutes acceptance of the revised policy.
For questions or privacy-related requests:
QuoteMeHappyToronto@CHESspecialrisk.ca