Property Insurance

Overview

CHES provides E & O insurance coverage designed to protect professional service firms across Canada from allegations of negligence, misstatements, omissions, and failure to deliver expected results.

Our underwriting approach reflects the realities of modern professional work, offering access to tailored wordings, specialized industry knowledge, and responsive claims support. Whether your clients operate in emerging tech or established service sectors, we provide professional liability insurance Canada solutions that meet today’s regulatory and contractual requirements.

Who It’s For

Our E & O offerings support a wide range of professional services, including:

  • iconMedical field: professionals and facilities
  • iconConstruction: inspection, design, consultants
  • iconIT / Technology risks
  • iconExcess E&O
  • iconE&O with U.S. exposure
  • iconVarious professionals: lawyers, notaries, accountants, etc.
property insurance

Why CHES

01

Tailored E & O insurance coverage for niche and emerging professions

02

National reach with fast, informed underwriting decisions

03

Access to specialty wordings and responsive claims support teams

FAQ’s

Errors and Omissions (E&O) insurance in Canada is a professional liability policy that protects businesses against claims of negligence, mistakes, or failure to deliver services that result in client financial loss.

E&O insurance is commonly required by consultants, technology companies, financial professionals, real estate professionals, and service providers whose advice or services could lead to client financial losses.

The cost of E&O insurance in Canada depends on industry, revenue, services provided, contract exposure, and claims history. Higher-risk professions or businesses with prior claims may face higher premiums.

E&O insurance covers legal defence costs, settlements, and damages related to professional negligence, errors, omissions, or failure to meet contractual obligations in delivering services.

E&O insurance is not always legally required, but many industries, regulators, and contracts mandate it. It is often essential for protecting businesses that provide advice, expertise, or professional services.

Hard-to-place E&O risks include emerging professions, high-risk industries, prior claims, or complex service offerings. These risks often require specialty insurers with expertise in professional liability.

E&O insurance and professional liability insurance are often used interchangeably in Canada. Both provide coverage for financial losses caused by professional mistakes, negligence, or service-related errors.

Brokers can submit E&O risks by providing details on services, revenue, contracts, client types, and claims history. Clear and complete submissions help underwriters assess exposure and provide accurate quotes.

Bring us your next professional risk — we’ll help you place it with confidence.

Start a submission
Contact
Us