jewelry Insurance

Overview

CHES Special Risk provides specialized Jewelry Insurance Canada solutions tailored to the real‑world risks jewellery businesses face every day. Our Jeweller’s Block offering protects stock in store, in locked safes or vaults, and in transit, giving brokers and retailers confidence that their most valuable inventory is protected.

With deep underwriting experience in Canadian jewelry insurance, we support brokers looking for comprehensive, flexible Insurance for Jewelers, from independent retailers and wholesalers to manufacturers and pawnbrokers.

Coverage Highlights

  • iconOn‑premises stock and show‑window exposures, subject to security and locking warranties.
  • iconShipments in transit by parcel delivery services.
  • iconTransit and exhibition options for jewellers who travel or attend trade events.
  • iconTailored solutions designed to meet the needs of the Canadian jewelry insurance market.
jewelry insurance

Why CHES Special Risk

01

Active program experience with jewellers across Canada.

02

Streamlined submission‑to‑bind process ideal for busy retailers and brokers.

03

National access with responsive underwriting support for Jewelry Insurance Canada placements.

FAQ’s

Jeweller's block insurance in Canada is specialized coverage designed to protect jewellery businesses against theft, loss, and damage involving high-value inventory, customer property, and stock.

This insurance typically covers owned stock, customer jewellery, goods in transit, trade show inventory, and items stored in safes or vaults, depending on policy terms.

Retail jewellers, wholesalers, gemstone dealers, and manufacturers need jeweller's block insurance because standard policies often provide limited coverage for high-value inventory.

Yes, jeweller's block insurance usually covers goods in transit, including shipments between locations or items displayed at trade shows, subject to security requirements.

Jewellery inventory is typically valued based on cost, market value, or selling price, depending on policy terms. Accurate valuation is essential to ensure proper coverage limits.

Insurers often require security measures such as safes, alarms, surveillance systems, and secure transport procedures to reduce theft risk and qualify for coverage.

Hard-to-place risks include high stock values, prior losses, inadequate security, or unusual operations. These risks usually require specialty insurance markets.

Brokers can submit inventory values, security details, storage methods, operations, and claims history to help underwriters assess risk and offer appropriate coverage.

Bring us your next Jeweller’s Block submission — we’ll help you secure the right protection for your clients’ most valuable assets.

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