Overview
CHES provides a full suite of liability solutions designed for Canadian SMEs, contractors, and middle‑market businesses. Our offerings support brokers placing small business insurance, small business liability insurance, and complex commercial risks, including professional liability insurance in Canada and directors and officers liability insurance Canada.
With fast responses, flexible underwriting, and national reach, we help you meet the liability requirements found in contracts, leases, vendor agreements, and industry standards across business insurance Ontario and all Canadian provinces.
Coverage Highlights
Commercial General Liability (CGL) for core third‑party
exposures—ideal for brokers placing commercial general liability CGL
insurance for contractors, retail, hospitality, manufacturing, and service businesses.
- Products & Completed Operations coverage tailored for
manufacturers, contractors, and professional service firms.
- Tenants’ Legal Liability for leased commercial spaces
across Canada.
- Excess Liability to extend limits where contracts demand
higher protection.
- Options to complement your placement with professional liability
insurance, small business liability insurance, and directors and
officers liability insurance Canada when needed.
Why CHES
In‑house binding authority
for efficient quoting and issuance across liability classes.
National underwriting network
supporting brokers from coast to coast.
Fast quote turnaround
backed by deep market access and flexible solutions for unique or emerging risks.
Let CHES help you place CGL, small business, professional liability, or excess liability with confidence.
Email our team to start your quoteUs