CHES Special Risk Inc. is one of the pre-eminent insurance package providers. Our unique offering is to cover the risks that traditional package insurers may miss or provide at inadequate levels. We therefore design our products to provide a specific and tailored policy that gives you realistic cover at the right price.

CHES OFFICEpak FULLY COMPREHENSIVE OFFICE PACKAGE WHICH CAN ALSO BE EXTENDED TO OFFER E&O

This is a core product and our most widely purchased. Our long term involvement in this specialist area providing tailored solutions is what sets CHES Special Risk Inc. apart. We can cover any office based business, including home based operations.

COVERAGE HIGHLIGHTS

All risks form with various limitations and exclusions for Property and Business Income, cover includes:

  • Building
  • Business Personal property
  • Valuable Papers
  • EDP Equipment
  • Dara and Media
  • Accounts Receivable and Business Income

Coverage extension to Include B&M

Commercial general Liability, cover includes:

  • CGL
  • Products and Completed Operations
  • Personal and Advertising Injury
  • Medical Payments
  • Tenants Legal Liability
  • Employee Benefits Liability
  • Employers Liability

Non-Owned Automobile Liability, including SEF 94Legal Liability for Damage to Hired Auto Crime, cover includes:

  • Employee Dishonesty
  • Money and Securities Broad Form Loss Inside
  • Money and Securities Broad Form Loss Outside
  • Depository Forgery or Alterations
  • Money Orders and Counterfeit Paper currency
  • Credit Card Forgery
  • Computer Fraud and Funds Transfer Fraud
  • Safety Deposit Boxes – Securities
  • Safety Deposit Boxes – Property
  • Incoming Cheque Forgery

Errors and Omissions, all occupations considered including:

  • Architects
  • Engineers
  • Accountants, etc

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