
Overview
CHES provides comprehensive property insurance solutions for brokers placing risks across Canada, from commercial property insurance and property insurance for commercial property to rental property insurance, vacant home insurance, and cottage insurance.
Whether your client needs tenant insurance Ontario, tenant insurance BC, or a growing operation requires construction company insurance, our underwriting team brings together local insight and national capacity. We help brokers confidently place high‑value assets, complex schedules, renovations, and course‑of‑construction exposures with speed and precision.
Coverage Highlights
Commercial Property & Package solutions for a wide range
of occupancies, including retail,
office, warehouse, hospitality, and mixed‑use properties.
Rental property insurance for landlords with
single‑unit, multi‑unit, or seasonal rentals.
Vacant property solutions, including short‑term
vacancies, estate properties, and
transitional periods between tenants.
Builders Risk / Course of Construction protection for
new builds, renovations, and
construction operations—ideal for brokers supporting construction company
insurance needs.
Hospitality & Restaurant property programs built for
real‑world operational exposures.
High‑value homes, cottages, and seasonal dwellings
requiring tailored coverage.
Solutions for both commercial property insurance and
property insurance for commercial
property portfolios.

Why CHES
Fast Quote Turnaround
supported by deep market access across Canada.
Flexible Appetite
for unique, emerging, and hard‑to‑place risks.
Quick Escalations
when capacity is needed, thanks to short decision lines and national underwriting expertise.
Let CHES help you place your next commercial property, rental, vacant, cottage, or construction‑related risk with confidence.
Connect with our underwriting teamUs
