We are a 100% independent Canadian

P&C Insurance provider offering innovative solutions.

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Looking for tailored Underwriting solution for your clients?

  • Quick Turnaround Time: Rely on us for fast underwriting service.

  • 300 + Insurance Products: Choose from our commercial insurance product portfolio tailored to your clients’ unique requirements.

  • 5 offices: We're available across all Canadian time zones, enhancing accessibility and responsiveness.

  • Global Expertise: Our talented team brings in wealth of knowledge from across the world.

  • Multilingual Support: We can provide underwriting assistance in over 13 languages.

Explore our lineup of hot selling insurance products.

Construction Insurance

Property and CGL Insurance

Jewelers Block Insurance

Spa and Salon Insurance

Contractors Insurance

Restaurant Insurance

Why Choose CHES Special Risk For Your insurance Need?


We hold in house binding authority in excess of 300 products, which includes standard and sub-standard product lines.

Competitive Rates

We offer premium prices on all products that are upheld by Canadian Insurers and Lloyd’s of London


We accept anyone’s application and we aim for a 48 hrs turnaround.

Lloyd’s of London Cover Holder

We have the honor to hold the trust of Llyod’s of London. Binding with us will help you have direct access to the London Markets.


We are truly independent, not owned by a bank, insurer, a broker or your competitor.

5 Offices in Canada

We have our underwriters, working in all classes of insurances from 5 offices in Toronto, Ottawa, Vancouver, Montreal and Quebec city.

Global Expertise

Our underwriters are armed with extensive knowledge of market and industry complexities helping brokers solve unique insurance problems since 2004.

Claim Support

We offer 24/7 claim support by phone or email, and our available after hours, with a response time up to an hour, supplied by our network of country wide appointed loss adjusters.

Tailored Solutions

We are a one stop shop to provide customized innovative solutions designed for specific types of business and industries, a lot more than substandard hard to place.

Licensed across Canada

We are licensed in every Province and Territory in Canada in which we operate, powered with latest advancements in technology & automation.

5 Star MGA

We are one of the oldest MGA’s in Canada, awarded with 5-star excellence over the years.

Multilingual Customer Support

We offer customer support in 14+ languages to make your business process easy.

Google Reviews

My experience working with Ches and specifically Alex Blair Johns has been first class. In the midst of a hardening market, Ches has demonstrated to me that they are a partner committed to serve the Brokerage community and its Clients by positioning themselves as a solutions oriented leader.

James Asaad

Over all it's a very good company. I have brought Life science insurance from them and I am very much happy with them.

Richard Harris

CHES is a company that cares about the development of its employees and ensures that it brings real added value to its customers!

Francois Chretien