We work in a fast pace service industry, and whilst the business shown to a Managing General Agent, is not of the “BOX” variety, we aim to offer terms in a fast and efficient manner.
Gary Hirst, President, CHES Special Risk Inc..

CHES Special Risks Inc was established in 2004, in response to broker demand to a hardening market place, with a particular specialty in the entertainment and hospitality business. Originally, backed by domestic Canadian Insurers, and then later becoming a Lloyd’s approved coverholder in 2009.

CHES Special Risk Inc. market approach is different from other Managing General Agents and insurance organizations. Through our extensive market experience we help our supporting Retail Brokers identify their client’s unique risk exposure through a genuine collaboration with our Underwriters, and then engaging with our insurance carriers. Together we help our brokers identify the many ways they can resolve their client’s financial Risk, leading to inspired Solutions.

Award Winning MGA

Earning 5 star recognition in all 10 categories!

CHES - Insurance Business MGA winner
CHES - Five Star MGA winner
CHES - Insurance Business MGA winner
CHES - Five Star MGA winner
CHES - MGA of the year
CHES - Five Star MGA winner
CHES - Five Star MGA winner
CHES - Insurance Business Canada Awards

Why CHES Special Risk


Our extensive market experience creates unparalleled insurance expertise to complement our business partners.

Premium Pricing

Competitive prices that are backed by Canadian insurers and Lloyd’s of London.

Underwriting Response

Our underwriters foster a genuine collaboration with brokers to better understand and cover unique risks, in a timely manner.

Range of Products

Choose from our extensive range of products to suite your client’s unique risk profile.

& Automation

Our fast and efficient service is powered by the latest advancements in technology and automation.

Marketing Support

Get access to marketing support so you can stand out from the rest with our award winning media kit.


We offer competitive rates so you don’t have to compromise on your compensation.

Customer Service

The fast paced nature of the industry never jeopardizes our level of customer service.

Overall Relationship

The cornerstone of our business is the relationships we foster with our partners.

Claims Support

Claims options include a direct line to our claims team — 24 hours a day, seven days a week for an immediate response offered in 11 different languages.

Insights & News