Managing General Agents in Canada

We work in a fast pace service industry, and whilst the business shown to a Managing General Agent, is not of the “BOX” variety, we aim to offer terms in a fast and efficient manner.

Gary Hirst, President, CHES Special Risk Inc..

CHES Special Risks Inc was established in 2004, in response to broker demand for Insurance Product offering, and a high level of service backed by Underwriting expertise.

Originally, backed by domestic Canadian Insurers, and then later becoming a Lloyd’s approved cover holder in 2009.

CHES Special Risk Inc. market approach is different from other Managing General Agents and insurance organizations. Through our extensive market experience we help our supporting Retail Brokers identify their client’s unique risk exposure through a genuine collaboration with our Underwriters, and then engaging with our insurance carriers. Together we help our brokers identify the many ways they can resolve their client’s financial Risk, leading to inspired Solutions.

Why CHES Special Risk

Products

We hold in house binding authority in excess of 300 products, which includes standard and sub-standard product lines.

Competitive Rates

We offer premium prices on all products that are upheld by Canadian Insurers and Lloyd's of London

Turnaround

We accept anyone’s application and we aim for a 48 hrs turnaround.

Lloyd's of London Cover Holder

We have the honor to hold the trust of Llyod’s of London. Binding with us will help you have direct access to the London Markets.

Independent

We are truly independent, not owned by a bank, insurer, a broker or your competitor.

5 Offices in Canada

We have our underwriters, working in all classes of insurances from 5 offices in Toronto, Ottawa, Vancouver, Montreal and Quebec city.

Global Expertise

Our underwriters are armed with extensive knowledge of market and industry complexities helping brokers solve unique insurance problems since 2004.

Claim Support

We offer 24/7 claim support by phone or email, and our available after hours, with a response time up to an hour, supplied by our network of country wide appointed loss adjusters.

Tailored Solutions

We are a one stop shop to provide customized innovative solutions designed for specific types of business and industries, a lot more than substandard hard to place.

Licensed across Canada

We are licensed in every Province and Territory in Canada in which we operate, powered with latest advancements in technology & automation.

5 Star MGA

We are one of the oldest MGA’s in Canada, awarded with 5-star excellence over the years.

Multilingual Customer Support

We offer customer support in 14+ languages to make your business process easy.

Award Winning MGA

Earning 5 star recognition in all 10 categories!

Best and fastest growing SME awards badge

Construction Coverage insurance in canada

Ches special Risk Canada’s Top Small & Medium Employers

CHES Special Risk- top insurnce workplace

CHES Special Risk- Finalist 2020 Insurance Business award

Insights & News

Google Reviews

My experience working with Ches and specifically Alex Blair Johns has been first class. In the midst of a hardening market, Ches has demonstrated to me that they are a partner committed to serve the Brokerage community and its Clients by positioning themselves as a solutions oriented leader.

James Asaad

Over all it's a very good company. I have brought Life science insurance from them and I am very much happy with them.

Richard Harris

CHES is a company that cares about the development of its employees and ensures that it brings real added value to its customers!

About Us

We work in a fast pace service industry, and whilst the business shown to a Managing General Agent, is not of the “BOX” variety, we aim to offer terms in a fast and efficient manner.

Why CHES Special Risk

Award Winning MGA

Insights & News

Webinar

CHES In the Press

Thought Leadership

Resources

James Asaad

Richard Harris

Francois Chretien