We work in a fast pace service industry, and whilst the business shown to a Managing General Agent, is not of the “BOX” variety, we aim to offer terms in a fast and efficient manner.
Gary Hirst, President, CHES Special Risk Inc..

CHES Special Risks Inc was established in 2004, in response to broker demand for Insurance Product offering, and a high level of service backed by Underwriting expertise.

Originally, backed by domestic Canadian Insurers, and then later becoming a Lloyd’s approved cover holder in 2009.

CHES Special Risk Inc. market approach is different from other Managing General Agents and insurance organizations. Through our extensive market experience we help our supporting Retail Brokers identify their client’s unique risk exposure through a genuine collaboration with our Underwriters, and then engaging with our insurance carriers. Together we help our brokers identify the many ways they can resolve their client’s financial Risk, leading to inspired Solutions.

Why CHES Special Risk

Products

We hold in house binding authority in excess of 250 products, which includes standard and sub-standard product lines.

Competitive Rates

We offer premium prices on all products that are upheld by Canadian Insurers and Lloyd's of London

Turnaround

We accept anyone’s application and we aim for a 48 hrs turnaround.

Lloyd's of London Cover Holder

We have the honor to hold the trust of Llyod’s of London. Binding with us will help you have direct access to the London Markets.

Independent

We are truly independent, not owned by a bank, insurer, a broker or your competitor.

3 Offices in Canada

We have our underwriters, working in all classes of insurances from 3 offices in Toronto, Ottawa and Montreal.

Global Expertise

Our underwriters are armed with extensive knowledge of market and industry complexities helping brokers solve unique insurance problems since 2004.

Claim Support

We offer 24/7 claim support by phone or email, and our available after hours, with a response time up to an hour, supplied by our network of country wide appointed loss adjusters.

Tailored Solutions

We are a one stop shop to provide customized innovative solutions designed for specific types of business and industries, a lot more than substandard hard to place.

Licensed across Canada

We are licensed in every Province and Territory in Canada in which we operate, powered with latest advancements in technology & automation.

MGA

We are one of the oldest MGA’s in Canada, awarded with 5-star excellence over the years.

Multilingual Customer Support

We offer customer support in 7 languages to make your business process easy.

Award Winning MGA

Earning 5 star recognition in all 10 categories!

Construction Coverage insurance in canada
Ches special Risk Canada’s Top Small & Medium Employers
2021 AVA digital award gold medal CSR
CHES- Canada's Fast growing companies
CHES Special Risk- top insurnce workplace
CHES Special Risk- Finalist 2020 Insurance Business award
CHES Special Risk- Finalist 2020 Insurance Business award
Ches special Risk Canada’s Top Small & Medium Employers
CHES Special Risk- Finalist 2020 Insurance Business award
CHES Special Risk- Finalist 2020 Insurance Business award
CHES Special Risk- Finalist 2020 Insurance Business award
CHES- Hermes Creative Awards
ches-gold-award-AVA
CHES - Insurance Business Canada Awards
CHES Special risk- Five Star MGA winner
CHES - Five Star MGA winner
CHES - MGA of the year
CHES - Five Star MGA winner
CHES - Insurance Business MGA winner
CHES - Five Star MGA winner
CHES - Insurance Business MGA winner

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