Jewellers, Furriers & Pawn Shops Insurance

The CHES Special Risk facility is underwritten at Lloyd’s of London who are an internationally recognized specialist insurer in this class of business worldwide.

We can cover:

• JEWELLERY WHOLESALERS & RETAILERS
• JEWELLERY MANUFACTURERS & REPAIRERS
• PAWN BROKERS
• ANTIQUE DEALERS
• ART GALLERIES & DEALERS
• CHEQUE CASHERS
• CASH IN TRANSIT
• BUREAU DE CHANGE
• FINE ART & JEWELLERY AUCTION HOUSES

Our specialist JB policy wording is tailored to your clients’ requirements and can include:

Stock, Goods in Trust and Money Including cover for hold ups, snatch and grabs, sleight of hand, sales persons whilst away from the premises, parcels sent by post or courier, mysterious disappearance and defective title.
Material Damage Includes cover for buildings, tenants improvements, contents (including fixtures and fittings), computers, personal effects of staff, laptops and company mobile phones.

Business Interruption Covering loss of profits as a result of an insured loss under the Stock, Goods in Trust and Money or Material Damage covers.

Extensions can include:

• Denial of Access
• Public Utilities
• Disease, Infestation and Public Sanitation
• Additional Increased Costs of Working

Personal accident (assault)

Personal accident cover for bodily injury to staff if assaulted as a result of theft or attempted theft

Comprehensive General Liability

Protection for negligent loss or damage to third parties and their property Products Liability Protection arising from the liability for goods sold

Employers Liability

Protection for negligent injury to employees sustained during the course of their employment

Terrorism
Professional Indemnity

Protection for errors in valuations

Employee Dishonesty

Cover for loss of stock as a result of dishonest or fraudulent acts by staff

With capacity in house for limits in excess of CAD$10,000,000 for stock and CAD$5,000,000 CGL, we are confident that we will be able to respond to your clients needs.