CHES Special Risk Inc. is one of the pre-eminent insurance package providers to the restaurant and gastronomy industry. Our unique offering is to cover the risks that traditional package insurers may miss or provide at inadequate levels. We therefore design our products to provide a specific and tailored policy that gives you realistic cover at the right price.

FINE DINING & FAMILY STYLE RESTAURANTS INCLUDING TAKE AWAY & FAST FOOD

This is our core product and one of our most widely purchased.
Our long term involvement in this specialist area providing tailored solutions is what sets CHES Special Risk Inc. apart.
We can cover restaurants and take away facilities for the following:

  • Broad form or named perils form with various limitations and exclusions
  • Electronic breakdown, including refrigeration breakdown and food spoilage
  • Building owners as well as tenant contents only packages
  • Liability limits up to $5,000,000 , including host liquor, tenants legal liability, pollution, employee benefits, advertising and medical payments
  • Limited live entertainment apetite

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