Travel Insurance

TRAVEL INSURANCE

Travel Insurance is the best way to safeguard your family and finances should something unexpected happen while you travel. Whether you are a snowbird, a family on vacation, a backpacker, a GAP year Student or a cross-border shopper, travel worry-free with emergency medical, trip and baggage coverage. We’ll help you feel protected between the lines.

DEFINITION

• For people traveling outside of province and Canada
• Covers the cost of medical emergencies while outside of province
• Might or might not include trip cancellations coverage
• Travel Insurance covers claims arising from sudden and unforeseen circumstances.

TRIP CANCELLATION COVERAGE

• Non-refundable transportation (airfare, bus and cruise tickets)
• Non-refundable travel arrangements (accommodations, tours and event tickets)
• Cancellation penalties
• Expenses for delays (meals, accommodations, taxi or ride-sharing services, and more)
• Baggage loss, damage and delay

BENEFITS

In the event of a medical emergency that occurs outside of your province of residence, unless otherwise stated, the policy will pay reasonable and customary expenses on your behalf, up to $5,000,000 CAD.

Some eligible expenses within Canada are:

In-Hospital Care – Accommodations up to semi-private rooms and hospital services and supplies necessary for the care.
Medical Services – Medical treatment by a physician or surgeon.
Diagnostic Services – such as x-rays, magnetic resonance imaging, sonograms, etc.
Prescription Medication – Drugs and medication obtained on the prescription of the attending doctor.
Emergency Dental Services – Expenses up to a maximum of $2,000, due to an accidental blow to the mouth that requires the repair or replacement of natural teeth or permanently attached artificial teeth.
Private Duty Nursing – Expenses up to a maximum of $5,000 for private duty nursing services performed by a registered Nurse (must be a non-family member) when ordered by the doctor.
Repatriation – Expenses to transport you by air ambulance (excluding helicopters) or regularly scheduled common carrier back to your province of residence for further in-hospital medical treatment.