CHES Special Risk Inc. is one of the pre-eminent insurance package providers to the Building owners of Vacant or Seasonal Properties. Our unique offering is to cover the risks that traditional package insurers may miss or provide at inadequate levels. We, therefore, design our Vacant Buildings Insurance products to provide a specific and tailored policy that gives you realistic cover at the right price.

Vacant Building Insurance


Vacant Buildings Insurance is our core product and one of our most widely purchased. Our long-term involvement in this specialist area providing tailored solutions is what sets CHES Special Risk Inc. apart. We can cover the vacant for short-term periods or whilst under renovation.


  • Broad Form or Named Perils form with various limitations and exclusions
  • Coverage Periods of 3, 6, 9 or 12 months
  • Homes under renovation
  • Buildings and contents coverages whilst awaiting sale completion, repossession etc

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