CHES Special Risk Inc. is one of the preeminent Product Recall and General Liability Package providers to the Cannabis Industry and have designed a bespoke liability solution specifically for a broad spectrum of industries operating within this newly emerging segment. Our product provides a unique solution covering the liabilities associated with the Industry, and also the high cost of recall, should something be wrong with the product once released to the public.

Despite its unique circumstances, including a continuously changing regulatory environment, financing roadblocks and a still-evolving liability landscape — the cannabis industry is growing rapidly. CHES Special Risk Inc is proud to be a market leader in the Cannabis Insurance by offering bespoke Liability insurance solutions to meet the needs of licensed cannabis producers and manufacturers alike.

WHAT CLIENTS DO WE TARGET?

We target an extensive range of Cannabis companies including:

  • Cultivators (Indoor, outdoor and greenhouses)
  • 3rd party processors / harvesters
  • Micro growers / craft growers
  • Cannabis related product manufacturers
  • Wholesalers / distributors
  • Laboratories / R&D
  • Medical cannabis dispensaries
  • Ancillary industry

THE PRODUCT WE OFFER

  • Products liability (“claims made” basis)
  • Public / pollution liability (“occurrence” basis)
  • Clinical trials liability
    (legal liability or no fault compensation depending on territory)
  • Product recall

SUPPLEMENTARY CLASSES
(written in conjunction with core classes):

  • Medical malpractice
  • Incidental professional indemnity

PROGRAMME STRUCTURE:

  • Primary or “excess of loss” layers
  • Direct or facultative reinsurance

LIMITS:
CAD 10,000,000 CGL / products
CAD 15,000,000 AOC / AGG product recall

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