Construction Insurance

Our offering is split into several categories, as follows:

Course of Construction & Builders Risk Insurance

• Course of construction and builders risk insurance capacity for non combustible projects of up to CAD$30,000,000 is one offer and can be applied to construction of public infrastructure, shopping malls, power related construction, roofing, home builders, in fact all types of activity – either on a per project basis or a blanket basis for all contractor activities during a year.
• Policy terms of up to 48 months can be written in one, non-renewable policy.
• Policies will cover all participants on a project from the principal, managing contractor, sub contractor or Artisan to the finance house funding the works.
• Coverage will provide for the manifestation of damage as a result of faulty design workmanship and material.

Frame Construction Insurance

• Written very carefully with specific risk management requirements to do with waste removal and security.
• High value home builders are a particular appetite with capacity available up to CAD$10,000,000.
• Coverage basic as per above with longer periods considered and consequences provisions.

Wrap Up General Liability

• We are able to offer high limits for wrap up liability, either in conjunction with the physical damage cover described above or stand alone.
• Our wrap ups include all contracted parties on a site, with cross liability provisions.
• Limits of up to CAD$50,000,000 are readily available.

Contractors Mobile Plant & Equipment

• Limits of up to CAD$30,000,000 per contract site or storage locations are available. Allowing us to write fleets on a blanket basis, again, either in conjunction with the physical damage cover described above or stand alone.
• Competitive rates and deductibles enable us to offer an advantage to our retail broker partners.
• Basis of replacement is new for old on Items below 3 years of age.
• All mobile plant considered from dump trucks, dozers and tower cranes.

Artisan Contractors General Liability Coverage

Working with our capacity providers we are pleased to announce the following package solution.

• General liability limits of up to CAD$5,000,000.
• Includes faulty workmanship for a limit of CAD$25,000.
• Fungi and asbestos extensions.
• Sub-limit of CAD$1,000,000 for accidental seepage and pollution extension.
• Cyber liability included for a sub-limit of CAD$50,000.