Technology Errors & Omissions Insurance for product and service failures that could lead to third-party financial losses. It is important to look beyond technical jargon and appreciate the insured’s approach to running their business, including the contracting process, their dispute and escalation procedures and their relationships with clients. All Risk in this market is constantly changing and it is vital to provide up-to-date policies, written by experts and backed by a specialist underwriting team who understand the technology market.

tech flyer


  • Website Designers
  • Web Hosting Services
  • Internet or Online Service Providers
  • Telecommunications Consultants
  • Network Support Services
  • Custom & Pre-packaged Software Developers
  • Computer Programmers & Consultants
  • Hardware – Installation/ Support / Sales / Service
  • IT – Project managers / Training Consultants
  • + Much more


  • Limits up to $10,000,000
  • Defence costs in addition
  • Infringement of intellectual property rights. (Many insurers limit this cover to copyright only)
  • The failure to protect against unauthorised access to, unauthorised use of, or a denial of service attack against the Insured’s Computer system;
  • Duty to defend the basis
  • Cover for Subcontractors engaged by the Insured
  • Mitigation of loss (for additional expenses directly incurred in successfully rectifying a problem which otherwise would lead to a claim
  • Reputation Management
  • Extended reporting periods
  • Indemnity to Principles extension
  • Mergers & Acquisitions
  • Defamation including libel or slander
  • Breach of a professional duty
  • Inadvertent transmission of a computer virus
  • Dishonesty of employees
  • Breach of confidentiality and misuse of information
  • Loss or damage to documents
  • Irrecoverable fees
  • USA Territorial and Jurisdiction extensions


We can also offer a separate GL section with this wording


We can also offer an extension for Directors and Officers and Employment Practices Liability


We can offer cyber extension with this wording. Much of the cyber exposure is included within our main wording, but our extension will give additional first-party cover for:

  • Data protection defence costs
  • Notification costs following a loss of data
  • Public relations and crisis management services
  • Cyber business interruption
  • System rectification costs
  • Data extortion
  • Regulatory defence and penalties

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